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Water Backup vs Flood Insurance: What Homeowners Should Check
Ty explains why the source of basement water matters. Review water backup endorsements, flood coverage, limits and exclusions before a loss.
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3 days ago4 min read


Home Insurance Declarations Page: A Guide to Comparing Quotes
Ty explains how your home insurance declarations page helps you compare coverage limits, deductibles and quotes on a like-for-like basis.
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4 days ago4 min read


Does Home Insurance Cover Jewelry and Other Valuables?
Ty explains why jewelry, electronics, collectibles and other valuables deserve a closer look at your home policy’s personal property limits.
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5 days ago4 min read
Roof Claims: Replacement Cost, Actual Cash Value and Deductibles
Understand roof claim settlement, depreciation and wind or hail deductibles. Watch Ty's roof-claims video and request a policy review before renewal.
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Oct 152 min read
Independent Insurance Agent Licensed in Colorado, Arizona, and Texas: What to Compare
Compare insurance limits, deductibles and exclusions with Ty in Colorado Springs. Learn how independent agents work and request a home or auto quote.
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Oct 153 min read
Uninsured and Underinsured Motorist Coverage in Colorado Springs
Learn what Colorado UM/UIM coverage protects, how it differs from collision, and what to ask before renewing. Request an auto insurance quote from Ty.
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Oct 25, 20232 min read
How to Lower Home Insurance Premiums in Colorado
Compare Colorado home insurance quotes, affordable deductibles and available discounts. Watch Ty's savings tips and request a home and auto review.
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Oct 25, 20233 min read
Colorado Home Insurance: Coverage to Review Before You Buy
Review Colorado home insurance for roof settlement, hail deductibles, rebuilding costs and water risks. Watch Ty's videos and request a home quote.
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Oct 25, 20233 min read
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